5 points per $1 spent on purchases. RBC ® ION Visa cardholders can save 3¢/L on fuel at Petro-Canada,† and will earn 20% more Petro-Points and Avion points upon linking their card to their Petro-Points account †. This card offers car rental discounts, but it doesn’t come with other common travel perks like insurance coverage, flight discounts and hotel upgrades. View Card Details. 5 Avion points for every $1 spent on: Groceries; Transportation, including gas, rideshare, daily public transit, and electric vehicle chargingThe RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. ^. 5X Avion points for every $1 spent 1 on:. Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits. Earn 1 Avion point for every $1 spent on. No RBC fee to use another bank’s ATM in Canada 66, 67. 5X Avion points for every $1 spent 1 on:. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). 3,500 points. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Plus, get a 0. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:. Launched in 1864 to offer credit to merchants on the Halifax. As an RBC ION Visa, RBC ION+ Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option,. Only at RBC. *At age 66, Total Disability and Job Loss coverage ends and your monthly premium will be reduced to $0. RBC ION+ Visa. 58% on all other purchases. AdChoices. Grocery—Satisfy your taste buds while earning points on groceries. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). $48 annual fee ($4 charged monthly) 3,500 Avion points on approval 3,500 additional Avion points when spending $500 in the first 3 months. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Plus, get a 0. As an RBC ION Visa, RBC ION+ Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option,. This card is by far the best travel credit card on the list. 5 points per $1 spent . 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:. You’ll earn 1. Plus, get a 0. 20. Purchase Rate: 20. recommended credit score: 660. bills and review your transaction history. 99% 2 RBC Cash Back. 5X Avion points for every $1 spent 1 on:. 5 Avion points for every $1. Annual Fee: $0 Welcome Bonus: 6,000 Avion points upon approval (Apply by Oct 31, 2023) Earn Rate: 1. Student credit cards in Canada have easy approval. Earn MORE Avion points on groceries, gas, streaming, digital gaming and more. 14%. RBC ION Visa. Get 2X the points on:. 3,500 points. The table below shows the best RBC Rewards earning credit. 99%. The RBC ION Visa is a new credit card from the Royal Bank of Canada. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:. New to RBC? Contact an RBC Mortgage Specialist by calling 1-800-769-2511, or find a specialist in your area. As an RBC ION Visa, RBC ION+ Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option,. Introduction Everyday purchases can be exciting! With the RBC ION Visa credit card, earn 1. Opens in a new window. Dining & Food Delivery. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. Download from Apple Store Download from Play Store. Find out if the RBC Visa Classic Low Rate Option is right for you. Connect with Us. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. Points 3. 20. RBC ION Visa; Welcome bonus: 15,000 55,000 bonus points 6,000 bonus points Annual fee: $120: $0: Rewards * 1. Earn 3 Avion points for. Explore the personal banking services and products available from RBC Royal Bank to help you manage your finances, buy a home, invest and more. Earn 1. The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. Responsive Table Example; Annual Fee. Benefits. Cash Advance Rate: 22. 99% on purchases, 22. Earn up to 70,000 bonus points + First year free + $125 GeniusCash. Features and Benefits Pay With Points. Cash Advance Rate: 22. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 99% cash advances Income requirement: N/A The RBC ION Visa Card offers 1. Points 3. A part of the Avion rewards family, here’s what it earns on purchases: 1. 5X Avion points¹ on: Grocery. We’ve joined up with DoorDash to bring eligible RBC credit cardholders this tasty treat: a complimentary DashPass 1 subscription for up to 12 months * – a value of almost $120! 2 With DashPass, you’ll enjoy unlimited deliveries from qualifying restaurants near you with $0 delivery fees on orders of $15 or more when you pay with your. Visa Cash Back Card. S. Earn 1. RBC ION Visa. There is one exception as some RBC Rewards credit cards, such as the RBC Avion Visa Infinite, will earn 1. No annual fee. Redeem your Avion Rewards points to pay bills,. No annual fee; Earn 1. Get 12,000 Avion Points * when you’re approved for the RBC ION + Visa credit card (Offer expires April 3, 2023) Apply Now. If you’re an existing RBC client, you can start your switch online using RBC Mortgage Mover. recommended credit score: 660. In this RBC ION Visa review, I’ll go over the earn rate, benefits, and why this card is ideal for students and those looking for a no fee credit card. If you cancel or switch to a different RBC ® product, you have 90 days to redeem your points before they go away. If you have any other travel eligible Avion Rewards product, you can redeem your Avion points at the rate of 100 Avion points = $1 CAD towards rail travel. No-monthly-fee for full-time students 2 Disclaimer;Benefits. 18 upvotes. RBC ION Visa. 5 Avion points for every $1 spent on eligible purchases and one. Interest Rates. BalanceProtector insurance provides you with affordable protection to cover an outstanding credit card balance of up to $25,000. 1. Find answers to our top questions about credit card limits and fees. 3 benefits to the RBC ION+ Visa. Grocery—Satisfy your taste buds while earning points on groceries. Unlock more from your everyday banking. S. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:. Sign a permission form that allows Royal Bank of Canada to obtain a mortgage payout statement from the financial institution that currently. Works on Canadian. Perks & Benefits. , Royal Trust Company or The. Grocery—Satisfy your taste buds while earning points on groceries. 20. In addition to these benefits, when RBC ION or ION+ Visa cardholders link their Petro-Points card with their RBC ION or ION+ Visa credit card, they will save 3¢/L every time they fill up on gas at retail Petro-Canada locations. Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to: Get a 12-month complimentary DashPass subscription± – a value of almost $120Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION + Visa, are not eligible for this offer. The RBC ION+ Visa is a step up from the RBC ION Visa, with double the points on specific purchases. RBC Vantage gives you powerful benefits with any eligible RBC. All insurance is subject to limitations and exclusions. Premium Travel Benefits. To pay your RBC credit card bill online, sign up for RBC Online Banking . Recommended reading: A look at the new RBC ION and ION+ Visa cards. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 2 Coverage underwritten by Aviva General Insurance Company. Grocery—Satisfy your taste buds while earning points on groceries. Additional Card: $50. Visa Signature Black. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. $48. Grocery—Satisfy your taste buds while earning points on groceries. RBC ION Visa – RBC’s best no Annual Fee Rewards Credit Card. 3,500 points. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Unlock More from Your Everyday Banking. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well points for $10. Compare Cards Now Compare Cards Now1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 5X Avion points for every $1 spent 1 on:. Apply Now. View Card Details. , RBC Direct Investing Inc. benefits and services. What are the benefits of the RBC ION Visa card? There aren't any income requirements for those looking to apply for the RBC ION Visa, which is a nice change. 5x Avion points per $1 spent on groceries, gas, digital gaming, subscriptions, EV charging, daily transit, and rideshares. That redemption rate provides a 0. $4 charged monthly (low Annual Fee of $48) 2. 1. The RBC ION Visa card is an entry-level card that earns points in the RBC Avion program, specifically Avion Premium (lower tier) points. Rewards: Earn up to 2% back in WestJet dollars on eligible travel purchases. You’ll know how much you can afford to borrow for your new home. Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. Grocery—Satisfy your taste buds while earning points on groceries. While some people may not like the lower value,… Read MoreHere’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Try this three-minute quiz to get the lowdown on your money mindset. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Coverage ends, individually for the applicant and each additional cardholder, on the earliest of: 1. Transfer money between your RBC U. . These points cannot be transferred to RBC's elite partners and they cannot be redeemed for high value towards airfare using the Air Travel Redemption Schedule. Grocery—Satisfy your taste buds while earning points on groceries. Allow up to four weeks for RBC Avion points to be transferred to other airline program accounts. Get a mortgage pre-approval. * Special Features Earn points when charging your EV Save 3 cents per litre. FirstReport TM runs on technology that safeguards more than 500,000 2 Canadians against identity theft and online fraud. 99% *. RBC ION+ Visa. RBC ION Visa credit cards (also part of Avion Rewards) offer the best earning rates: between 1 and 3 points per dollar spent on eligible purchases, depending on the type of card you have and the spending category. RBC Bank is running an early year promotion as part of its Avion Rewards program. Up to 55,000 Avion Points — 35,000 upon approval and 20,000 when you spend $5,000 in your first 6 months. 3X. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:. Monthly fee $4 ($48 annually) Additional Cards: $0 Annual interest rate: 19. Contribute for as long as you want to—there’s no age limit. S. Search RBC. Featured RBC credit cards for newcomers include: RBC Cash Back Mastercard; RBC ION Visa; RBC Avion Visa Platinum; RBC U. You can earn 1. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. Grocery. With this card, you can earn up to 1. Exclusive RBC Avion Visa card benefits: Air Travel Redemption Schedule. Points 3. The RBC ION Visa is an excellent choice if you are a student or newcomer looking to get approved for a credit card with little to no credit history. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. $39. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. $48 Annual Fee 8. . 5X Avion points for every $1 spent 1 on:. As an RBC ION Visa, RBC ION+ Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option,. All costs will be charged directly to your RBC Rewards Visa Platinum card. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well points for $10. bills and review your transaction history. Apply for a credit limit increase. No annual fee; Earn 1. Items covered by Extended Warranty Insurance must have been purchased in full using an RBC credit card and/or Avion points. This offer may not be combined or used in conjunction with any other offer unless. Please note, this premium card can impose higher acceptance costs on. WestJet RBC ® MasterCard ‡. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. Welcome offer: Get up to 450 bonus WestJet dollars in the first 3 months. 1. Enjoy 3,500 Avion points upon approval and get a 0. RBC credit card benefits. Number of cardholders. 99% on cash advances. Welcome. See BalanceProtector Max Details. 95 after one year. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. RBC ION Visa. and Canadian accounts instantly – for free 8. View Fewer Features and Benefits. The RBC ION Visa helps you earn rewards on the important purchases you make in your everyday life such as groceries, rideshares, daily transit, digital gaming, streaming and subscriptions. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Grocery—Satisfy your taste buds while earning points on groceries. Earn MORE Avion points on groceries and more Get 12,000 Avion points * when you’re approved for the RBC ION+ Visa credit card or 6,000 Avion points * when you’re approved for the RBC ION Visa credit card . Bank accounts. Apply at an RBC Branch Find an RBC Branch. Credit Cards. Meet Wise - Your Alternative To Bank Accounts. With this card, you can earn up to 1. 50 charge to validate your card enrollment. 3X. RBC ION Visa; RBC Avion Visa Infinite Privilege. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). 25 Avion points for every $1 spent in net purchases with your card, on up to $75,000 per year 3 – see how quickly your points can add up when you use your card for all your business spending!. The card comes with a generous array of benefits to explore, which includes access to the Avion Collection, broad travel. We'll be happy to discuss your goals and help you choose the type of investments that best suit your objectives. Call Visa toll-free (USA and Canada): 1-800-396-9665. RBC ION Visa. 25 Avion points for every dollar you spend 2. 58 cents per point when redeemed for travel through the RBC Travel portal. Basic Benefits; Credit Cards Purchases Interest Rate [%] Cash Advances / Cheques Interest Rate [%] RBC Royal Bank Visa Platinum; Business Cards. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. View your balance, credit limit and remaining credit on your Royal Credit Line ®. Apply by November 27, 2023. RBC Cash Back Mastercard. So it seems like based on the redemption rates, I might as well stick to my RBC Rewards+ VISA rather than switch to the ION card since the R+ does 100 pts per $1 versus 172 pts per $1 for ION. No annual fee; Earn 1. 3X. Even though the earn rate of 1. , RBC Global Asset Management Inc. Transfer money between your RBC U. Annual Fee Rebate. RBC ION Visa. Annual Fee: $99. , Royal Trust Company or The. PLUS System: $3. No annual fee; Earn 1. No annual fee; Earn 1. The RBC cashback card was my first card. Safe online shopping with Virtual Visa Debit 74. As an RBC ION Visa, RBC ION+ Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option,. No annual fee; Earn 1. Apply by December 6, 2023. Limited time offer. Monthly fee $11. 4. Purchase Rate: 20. Get a Quote for Travel Insurance. As an RBC ION Visa, RBC ION+ Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option,. Up to $15,000 credit limit 9. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. The RBC ION+ Visa is a low annual fee credit card – one of 2 new credit cards coming from one of the most trusted names in Canadian finance. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires November 30, 2022). Thanks for banking with RBC—we look forward to welcoming you to the Value Program. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). This is not a Certificate of Insurance. Additional Card So VISA Earn 1 5% Avion points forqvery $1 spent on groceries, ridea, gas. Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits. It comes with practical benefits such as a 3-month complimentary DashPass subscription, gas savings at Petro. Multi-Trip: Ages 65+. Visit a Branch Opens in new window. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. 5X Avion points for every $1 spent 1 on:. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Cash Advance Rate: 22. Dining & Food Delivery. ^. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 58 cents per point when redeemed for travel through the RBC Travel portal. 99% on cash advances. 25 points per $1 spent on purchases and get extensive insurance coverage for a $120 annual fee. " Cash. Rewards Rate. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. , RBC Direct Investing Inc. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). opens in a new window. an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening †. Unlimited cash back on your spending 3. Benefits of the RBC ION Visa Card. Additional Card: $0. Annual Fee: $0. RBC. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. RBC Rewards is now called Avion Rewards. Get a 0. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily public. 5X Avion points for every $1 spent 1 on:. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION + Visa, are not eligible for this offer. 00. , Royal Trust Company or The. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. With the RBC ION Visa card you earn 1. ** As of September 2023 the RBC Cathay Pacific. Rides, Gas & EV Charging. The welcome bonus, which is available until November 27, 2023, is structured as follows: 35,000 RBC Avion points upon approval †. The RBC ION Visa is the best entry-level card offered by RBC. A few health questions are required. Sign in or enrol today. Add your RBC ION Visa credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription—a value of almost $30 10. 99% interest rate on cash advances and balance transfers for the first 10 months. Grocery—Satisfy your taste buds while earning points on groceries. Welcome bonus: New cardholders earn. 25 points per $1 spent on purchases and get extensive insurance coverage for a $120 annual fee. Call Visa collect (worldwide): 1-303-967-1098. Applying is easy for eligible RBC cardholders and you can cancel anytime. The RBC ION Visa Card comes with a range of standard benefits that make it an attractive option for cardholders. There are several benefits to getting a student credit card in Canada. Make a payment. Dollar Visa Gold Card, and several others; You can qualify for up to a $15,000 credit limit. Purchase Rate: 20. Annual Fee rebated every month for students with eligible accounts. No annual fee; Earn 1. There are no blackout dates or advance booking restrictions, even during peak periods. ION+ now comes with a bonus of up to 12,000 Avion Points upon approval, while the ION Visa card now has a bonus of 6,000 Avion Points upon approval. RBC Cash Back Mastercard, RBC ION+ Visa, and RBC ION Visa. 3,500 points. Through RBC Online Banking if you have an RBC Royal Bank chequing or savings account, or an existing GIC. See Coverage Details. 99% interest rate on cash advances and balance transfers for the first 10 months. entire balance of the personal property gift or must be paid using your RBC ION+ Visa card in order to be covered. S. S. This credit card has a 3. 3X. Earn 3X Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. Visa Cash Back Card. It is an excellent choice for students or newcomers looking to get. 59 posts. Get a Quote for Travel Insurance. 1. Apply now. Rewards Summary Box. , RBC Direct Investing Inc. Apply by November 27, 2023. RBC ION Visa. With the RBC Visa Classic Low Rate Option, you’ll pay a standard lower rate on both purchases and cash advances. Annual Fee: $0. Stay connected with a complimentary Boingo Wi-Fi account 6. Streaming, Digital Gaming & Subscriptions. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 14 – a value of almost $30. In addition to these benefits, when RBC ION or ION+ Visa cardholders link their Petro-Points card with their RBC ION or ION+ Visa credit card, they will save 3¢/L every time they fill up on gas. No annual fee; Earn 1. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). On all other purchases, the earn rate is 1 Avion point per dollar spent. Every credit card has unique features and benefits depending on the card issuer—that is, the bank or credit union that issues the card. Email. 3X. View Card Details. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. If you’re looking for a card that will give you travel rewards, you might want to look elsewhere. Optional Benefits as decided by the issuer bank Visa Classic** Worldwide * Visa Gold** Worldwide * Visa Platinum** Worldwide * Visa Infinite. Earn 1. Contact Us. Well, this recently released RBC ION+ card seems to be quite the CC. , RBC Global Asset Management Inc. 99% if you reside in Quebec) Apply Now See Card Details. RBC ® ION+ Visa cardholders can save 3¢/L on fuel at Petro-Canada, and will earn 20% more Petro-Points and Avion points upon linking their. RBC Cash Back Preferred World Elite Mastercard. Designed for newcomers, an RBC Advantage Banking Account is loaded with great features and benefits. 99% $0 Min. RBC ION+ Visa. Here are 3 other things we like about the ION+ Visa. Apply for a new personal loan, car loan, Royal Credit Line and more. Grocery—Satisfy your taste buds while earning points on groceries. 99%. 5 points per $1 spent . $48. 5 points per dollar spent on groceries, dining,. Dining & Food Delivery. Limited time offer ends October 31, 2023. The Royal Credit Line for Students is an easy and flexible way to borrow.